Retiree Service

We realise you will want to be seen regularly; the only question is how often. For most people an annual planning meeting is the core of this regular contact but if you (or we) feel that more regular meetings are necessary at any time we can build them into your schedule

We know the importance of being informed and as such we produce and send you regular newsletters. Also periodically we will be in contact regarding issues that personally affect you, just to keep you updated. None of this is long-winded or difficult to understand. If there is anything more complex, we’ll call and explain it to you directly.

If you need to contact Jerry between review dates, we are available via a range of communication options, including:

• Telephone
• Email
• Text
• Zoom

One of the highest value-added tasks an adviser can perform is to simply keep you focused on your real goals and objectives. We’ll do that every year at your annual planning meetings.

If you ever need another professional to deal with a specific issue (e.g. your Will, or a complex tax issue) we have an extensive and trusted network of contacts we can connect you with.

Pensions are extremely tax effective but unfortunately, they are also very complicated and confusing. We can guide you through the pensions minefield, keeping it clear and simple at the same time.

Sometimes other members of your family face challenges that you would like to help them with. These could include things like:

• Care home funding for your parents
• Paying for education, for children or grandchildren
• Help with property purchase or debt reduction for your children
• Gifting money safely, down through the generations

We provide advice on each of these matters, as part of our retiree advisory service.

Our aim is to simplify everything that can be simplified, speaking to you in a way you can understand without any jargon. We will take on as much or as little as you want us to – it is entirely up to you.

We make sure your income is stable and secure regardless of what is happening in the world. Our goalis to create a strategy to ensure your money lasts as long as you do. Clients tell us this is one of the most reassuring aspects of working with us.

Our investment approach is straightforward and sound. Most clients don’t need to be taking unnecessary risks in their retirement years, so we don’t either. Slow and steady wins the race.

When it comes to estate planning you want to ensure the right funds end up in the right hands at the right time, without paying a fortune in tax to the government. Drawing on our years of experience and trusted network we can deal with your estate planning and IHT issues in a way that meets your exact requirements.

Smart tax planning can make your money last longer, providing you with more income each year so you can enjoy the retirement lifestyle you’ve worked hard for. This is a very important part of our service.