FPC Online – SavingMatters – Pricing

What will I be charged?                                                                                                                                                             

There are no initial charges meaning that all of your money is fully invested.

There are three distinct elements of ongoing cost;

  • The custodian fee – payable to Parmenion Capital Partners LLP
  • The annual fund management fee – payable to the fund houses involved
  • The ongoing service fee – payable to Financial Planning Concepts Ltd (FPC)

Administration and Custody Charges

The administration and Custody Charge is based on the total funds under management held by the client and applies to an individual’s entire portfolio.

NB The charges in the entire portfolio will reduce once the appropriate value tier has been exceeded e.g. a portfolio exceeding £300,000 will immediately benefit from a reduction in charge to 0.25%. Portfolios in excess of £1.5m will pay no more than 0.15%

The annual management fee

The annual fund management fee will be set by the portfolio you invest in and typically will increase if you take more risk.

The ongoing service fee

The ongoing service fee payable to Financial Planning Concepts is currently fixed at 0.5% regardless of amount or portfolio selected

  • Your personalised investment report will clearly detail the charges applicable to your account

Pricing example

Portfolio Five Annual Charges

Portfolio 10 Annual Charges

These are examples and real charges will vary depending on actual amounts invested and can change over time.

As with any investments, the value of your fund can go up or down, and may be worth less than you paid in.