FPC Online – SavingMatters – Our Service

  • Access tax efficient investment products, quickly and easily online
  • A complete guided service to help you find the right investment portfolio for your circumstances
  • Minimum regular contributions from £100 per month and one off contributions from £1,000
  • 10 risk-rated low cost passively managed investment portfolios

What’s involved?

We’ll ask some questions about your investment and the level of risk you’re comfortable with.

We’ll show how your money should be invested and provide projections for how it could perform.

This will usually take around 10 minutes. You can also save your progress half-way through.

This is entirely anonymous, until the point that you decide to make an investment.

What is an ISA?

ISAs are tax efficient savings accounts that allow you to invest in one or more of the investment portfolios available through our online investment service.

They are available for new investments by lump sums or regular monthly payment within limits set by the Government.

There are a number of different types of ISAs but you will only be able to invest in a Stocks and Shares ISA through our online investment service.

You can invest the full yearly ISA allowance of £20,000 for the tax year 2017/18 as long as you have not used any of your ISA allowance elsewhere e.g. through Cash ISAs.

What is a General Investment Account (GIA)?

Investments can be held outside your ISA in our GIA product.

Unlike the ISA there are no limits to the amount you can hold in a GIA.

Unlike an ISA, growth within a GIA maybe subject to tax and you might be liable for Capital Gains Tax on encashment.